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What is Errors and Omissions Insurance and Why Do Notary Loan Signing Agents Need It?

6/16/2025

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By Mark Wills - Course Instructor of the Loan Signing System, Forbes Real Estate Council Member, and Best-Selling Author

Errors and Omissions Insurance, also known as E&O Insurance, is liability coverage that is created to protect the notary loan signing agent’s personal and professional assets if a mistake is made during the notarial process that causes the client to suffer financial loss.

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Why Would You as Notary Public Loan Signing Agent Need Errors and Omissions Insurance if You Don't Plan on Making Mistakes? 

This is a great (and incredibly valid) question, especially because notary public loan signing agents take their business, professionalism, and attention to detail very seriously in this industry. 

So allow me to explain. 

The first thing to understand is that loan signing agents are first and foremost, notary publics — and as such,  can be held personally liable for the full amount of damages caused by any wrongdoing that happens.

Whether that wrongdoing is intentional or not. 

As a notary public loan signing agent, there are a lot of mistakes that can be made accidentally. Frankly, it's why we get paid so much money. However, if you are found liable for a mistake that occurs during a loan signing appointment, you will need to pay whatever the judgment dictates as well as the legal fees needed to defend yourself.

This is why there is Errors and Omissions Insurance — also called E&O Insurance.

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Notary Loan Signing Agent Training: What is an Escrow Account, Impound Account, and PITI?

6/9/2025

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By Mark Wills - Course Instructor of the Loan Signing System and Forbes Real Estate Council Member
When you’re doing a loan signing, the borrower may have questions about their impound account.

In this blog, you’ll learn the basics of what an impound account is...

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How to Become a Six Figure Notary Public Loan Signing Agent

5/14/2025

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By Mark Wills - Course Instructor of the Loan Signing System, Forbes Real Estate Council Member, and Best-Selling Author 

​I'm constantly asked, “Mark, can you really make $100,000 a year as a notary loan signing agent? And if so, how is it possible?”

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​First and foremost — yes, yes, and yes!! 100% it's possible to make $100,000 a year as notary public loan signing agent!  

So let's break it down. 

First, let’s talk about how you get there mathematically. If we use the industry average of $150 per signing...  $100,000 divided by $150 signing fee equals 667 loan signings that you would need to accomplish in one calendar year. More specifically, you'd need to do about 13 loan signings a week. 

Yes, you read that right.

To make six figures as a notary public loan signing agent, you only need to do 13 loan signings a week... 

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What is an Attorney State versus Escrow State? Can a Notary Loan Signing Agent Be Successful in an Attorney State?

4/21/2025

 
By Mark Wills - NNA Influencer of the Year and ​Loan Signing System Signing Agent Certification Educator

Table of Contents:

Definition of an Escrow State
Definition of an Attorney State
Are Notary Signing Agents Used in Escrow States?
Are Notary Signing Agents Used in Attorney States?
"Out of State" Loan Signings
"Attorney-Present" Attorney States
Not All Attorney States Are the Same
Are You In An Attorney State or Escrow State?
Conclusion
Next Steps

I'm often asked, “What is the difference between an escrow state and an attorney state as it relates to notary loan signing agents?”

As a mentor to over 10,000 notary public business owners in every state across the United States, I have seen signing agents build successful businesses in both escrow states and attorney states.

The most common questions I hear are:
​
  • What's the difference an escrow state and an attorney state?
  • Is it possible to be successful in an escrow state?
  • Is it possible to be a successful notary signing agent in an attorney state?
​
But before I can answer any of those questions, let’s first define the difference between an escrow state and attorney state (also known as a 'no-escrow' state). 

 

Definition of an Escrow State

Put simply, in an escrow state (sometimes known as a non-attorney state), an escrow company directs the closing of a real estate transaction. Whether it be between a buyer and seller or a lender and borrower, the escrow company is the neutral third party playing quarterback to the transaction.
One of the many duties of the escrow company in a real estate transaction is choosing where to outsource various components of the closing process — including selecting and hiring the notary public loan signing agent that performs the loan document signing appointment.

 

Definition of an Attorney State

In an attorney state, an attorney takes the place of the escrow company. It is an attorney who facilitates the closing process and either acts as the third neutral party or represents the buyer or seller. However, the main difference between the attorney and the escrow company is that a large portion of the closing process is handled in-house.

So what does that mean for notary loan signing agents?...

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How Much Does a Notary Public Make?

4/20/2025

 
By Mark Wills - Course Instructor of Loan Signing System

Being a loan signing agent is an incredibly lucrative part-time side hustle or full-time job. How much you make as a notary is dependent on several factors, such as how many loan signings you get each month. Watch our video below and read on to learn exactly how much notary signing agents make per month!


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How to Get More Notary Loan Signing Jobs Directly From Escrow Officers and Make More Money as a Signing Agent

4/11/2025

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By Mark Wills - Course Instructor of the Loan Signing System, Forbes Real Estate Council Member, and Best Selling Author

​Would You Like to Get More Notary Loan Signings Directly from Escrow Officers?

In this video, I interview top escrow officers at the 2025 Loan Signing System Conference who hire thousands of notaries across the country. They reveal their secrets about what they look for when hiring notary loan signing agents.
In this video, you’ll learn:
  • The #1 trait escrow officers look for when hiring a notary signing agent
  • ​A common mistake notary signing agents make that can cost them repeat business
  • ​How to become the go-to notary for any escrow office​
 This is just a few tips from a full 60-minute session available inside the Loan Signing System course. ​
​To watch the full interview and learn how to get a steady stream of the highest paying loan signings directly from escrow officers, click on the button below and get my Six Figure Loan Signing Agent Monthly Mentorship and Business Coaching today!

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Loan Signing Agent Market Trends: Is Now the Right Time to Invest in Your Business?

4/2/2025

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​By Mark Wills - Course Instructor of Loan Signing System, Forbes Real Estate Council Member, and Best Selling Author
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​Being a loan signing agent is a rewarding job that gives you freedom in a flexible schedule and satisfying challenges as you market your services. However, you may be wondering if now is the right time to invest in your business.
​The market for notaries or loan signing agents is seeing significant growth thanks to a robust real estate sector increasing the demand for mortgage services. Fluctuating interest rates and rising home sales are opening up opportunities for individuals wanting to pivot into this industry. With the right training and a strong marketing strategy, the potential for steady income and business growth makes a loan signing agency a promising venture. Learn more about how to become a loan signing agent in the current economy.
​An Overview of the Loan Signing Agent Industry

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What Notary Supplies Do You Need as a Loan Signing Agent?

4/2/2025

 
By Mark Wills - Course Instructor of Loan Signing System, NNA Influencer of the Year, and Best Selling Author

​I’m frequently asked, “what are the exact notary supplies you need to be a notary public loan signing agent and where can I get them?”

If you're just starting out your notary loan signing agent career, or just interested in what it takes to get started, understanding your start-up costs is important.
In this article, I’m going to share with you the exact notary supplies you need to start your notary public signing agent business....

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The Loan Signing Agent's Bottom Line: How Much Can You Make in Fees as a Notary Loan Signing Agent?

3/3/2025

 
By Mark Wills - Course Instructor of the Loan Signing System, Forbes Real Estate Council Member, and Best-Selling Author

If you want to know how much a notary loan signing agent takes home in fees after every loan signing — also known as a loan signing agent's bottom line net fee, you're going to want to read this article.

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Ideally, you've watched my “Why Loan Signing Agents Make So Much Money” video but in case you haven't, know that notary loan signing agents can make fees anywhere between $75 and $200 per appointment. The exact dollar amount depends on how the loan signing agent receives his or her business — through a signing service or directly from an escrow officer, loan officer, or real estate agent. 

The lower part of that range is usually where notary loan signing agents who work with signing services typically fall, so that's where we will begin in this blog. 

But first, it’s important to note that my system teaches and encourages you to bypass loan signing companies. The real money is getting loan signings directly from escrow officers, mortgage officers, and real estate agents.

But first, I want to share a secret that not many people in the loan signing industry know...

It's actually possible to bypass signing services that pay low fees — because the real money comes from getting loan signings directly from escrow officers, mortgage officers, and real estate agents.


Why is this the case?

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How to Make $200 per Hour Appointment as a Notary Public Loan Signing Agent

1/14/2025

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​Check out my latest FREE Instagram Live Coaching Session during which I share key strategies for balancing signings and time blocking, how to shift from a scarcity to an abundance mindset, going direct with escrow officers (with a script), and ways to leverage social media and direct marketing to grow your notary business ⬇️ ⬇️​ ⬇️
​Every Monday, I hop on Instagram LIVE at 12:00 pm (PT) to coach you 1-on-1 and help you grow your notary public loan signing agent business!!
​

For on-going notary coaching and advanced training, click here!!
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    About the Author

    Mark Wills is a Forbes Real Estate Council member, Loan Signing System Course Instructor & mentor to over 10,000 notary public business owners, and the National Notary Association's Influencer of the Year!​

    ​
    Click the link below to get his free 1-hour webinar training and 9-step checklist to learn how to become a successful notary public loan signing agent:

    Get FREE Training
    Mark Wills is the course instructor of the #1 rated Loan Signing System notary public signing agent training course.

    Loan Signing System has thousands of 5-star reviews and has transformed the fortunes of thousands of notary public business owners across the country!
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© 2016-2025 Loan Signing System, LLC. All rights reserved.  Loan Signing System is a comprehensive step-by-step course created to help notary publics become expert loan signing agents. Loan signing agents can make $75-$200 per appointment and an appointment for a well trained loan signing agent can take about an hour. 

Loan Signing System seeks to provide relevant training to help loan signing agents learn how to complete a loan signing, how to get more loan signing jobs / appointments, and how to build a loan signing service. This training is not intended as legal advice or state / federal notary public / notary signing agent training. ​Check with your state to be sure that loan signing agents are utilized in the closing process. Always follow your state's notary laws and best practices. Unless explicitly stated, Loan Signing System is not sponsored by, endorsed by, or affiliated with any company referenced herein. No guarantees, promises, or warranties of any kind are being made or should be understood to be made. Results may vary. ​Our courses come with a 100% money-back guarantee. 
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