Becoming a Signing Agent: How Much Does a Notary Signing Agent Make Per Job?

By Mark Wills - Course Instructor of Loan Signing System, Forbes Real Estate Council Member, and Best Selling Author

I am frequently asked why notary loan signing agents are paid anywhere between $75 and $200 per hour-long appointment. 

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What is a Notary Public Loan Signing Agent?

A notary public loan signing agent is a notary public who walks a borrower through a set of loan documents when they purchase or refinance their home. A loan signing agent ensures that the borrower has filled out their mortgage paperwork properly — making certain each document is signed, dated, or notarized appropriately.

And here's the best part...

As a loan signing agent, you don't get paid an annual, monthly, or hourly salary, you get paid (typically between $75 and $200) for each loan signing appointment (or job) you complete. And with the right training, it usually takes about an hour to walk through the documents with a borrower from start to finish. 

Boom. Job done. 

 

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When you become a notary loan signing agent, you can work for yourself — part-time or full-time, on your own schedule.

​Additionally, you do NOT need any formal notary loan signing agent education nor are you required to obtain a certification. You simply need a notary commission from your state to get started. ​

​That's it. 

If you would like to see the requirements of becoming a notary public loan signing agent in your state, click the button below:

How to Become a Notary Public

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How Much Can You Make per Loan Signing Job (or Appointment)?

So let's first talk about the range of $75 to $200 per loan signing job that you can make as a notary loan signing agent.

On every closing statement, (essentially, a sheet that breaks down the loan costs in every set of loan documents) that the 'Loan Signing Fee' has its very own line item. And typically, that fee is $150, $175, or $200 per loan signing job... which is set by what the escrow company allows signing agents to charge. 

The amount that you would make from that $150, $175, or $200 Loan Signing Fee is determined by how you got that loan signing appointment.

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Signing Services Pay Less Per Loan Signing Job

​If you were hired for the loan signing job through a loan signing service (such as Signature Closers or Coast 2 Coast Signings), you would split the loan signing fee with them and end up getting paid between $75 to $125 for that signing job.

Instead of the $150 to $200 that is available for the notary loan signing agent fee. 

Think of the loan signing service as a middleman or broker — they source loan signing assignments from real estate companies and send them to you automatically via text message. You just sign up with them and they send you preset appointments that you accept with a click of a button.

​You don't have to call or sell anything to get loan signing assignments from loan signing services. And if you aren't available to complete the signing, you simply pass on the job. 

The logic of the loan signing service is that they sourced the loan signing job and put in the work to locate and hire you as their loan signing agent, so in return they split the loan signing fee with you. 

The good news is that very rarely does a loan signing service pay less than $75 and the better news is it's more frequently closer to $100 per appointment. I don't like to over-promise, so that is why you’ll hear me say $75 per job when the industry average is closer to $100 per job. I own a loan signing service and I don't pay notary loan signing agents less than $100.  ​

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How Can You Keep 100% of the Loan Signing Fee and Make $125 to $200 per Job?

If you are hired directly by an escrow officer, loan officer, or real estate agent (bypassing the middleman), you keep every penny you see on the closing statement. So instead of getting a check for $75 to $125, you would get a much higher fee in the range of $150, $175, or $200 for the same loan signing job.

So for a nearly identical signing assignment, you could be paid close to double the fee!

In addition to the higher take-home fees, getting loan signing jobs directly from mortgage professionals is beneficial because you can have more control over how many loan signing jobs you receive (because a typical escrow/title office closes more local real estate transactions than your typical signing service) AND you generally DO NOT have to print your own loan documents (saving you both time and money)!

However, getting loan signing jobs directly from mortgage professionals does require a level of face-to-face interaction and outreach because you are sourcing your own loan signing jobs instead of relying on a signing service or signing agent database (such as Snapdocs or NotaryRotary). 

Regardless of where you get loan signing jobs (signing services or directly from mortgage professionals), now you know that you are typically paid between $75 and $200 per loan signing job as a notary loan signing agent. 

To see how much of that is take-home (after expenses), read my blog on a signing agent's bottom line net fee. ​

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Why Do Loan Signing Agents Make as Much as Some Attorneys, Physical Therapists, or Chiropractors? 

To understand why you can make so much money as a notary loan signing agent, you need to understand the mortgage industry.  To make a long story short, there is a lot riding on a perfectly executed loan signing. An ample fee of $150 to $200 ensures a skilled and knowledgeable notary loan signing agent is hired to complete the loan signing job.

Additionally, every single loan has an important deadline that it has to be met — whether it is a rate lock, a purchase contract, or it is simply the end of the month. 

Loans have to fund in time for these deadlines to be met. A poorly executed loan signing (meaning missed signatures, missed dates, forms not filled out, etc.) can delay a funding... costing escrow officers or mortgage officers thousands of dollars in rate lock extensions, close of escrow penalties, or lost commissions.

Or even worse case, a buyer could lose the home they are trying to buy. 

$150 to $200 dollars ensures an escrow officer or mortgage officer that they are hiring a professional loan signing agent. 

The skill of being able to guide a borrower through loan documents WITHOUT missing signatures, dates, initials and having a forms filled out has a value, and that value ranges from $75 to $200 per appointment. 

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Is Becoming a Notary Loan Signing Agent Right for You?

You may be wondering if making money as a part-time or full-time notary loan signing agent is right for you. And that's a great question because learning to become a notary public loan signing agent may not be for everyone.

While you have much more flexibility than a typical job and can make a lot of money, you are operating a small business. So if you need a boss to tell you what to do and are hoping for a set schedule with regular hours, this profession may not be the best fit for you. Becoming a signing agent also requires a level of initial investment to get your notary commission and supplies (such as a printer). 

Find out if becoming a loan signing agent and learning from Loan Signing System is right for you by clicking on the button below:

Find Out If It's Right for You

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Loan Signing System: America's #1 Notary Loan Signing Agent Training Course

Loan Signing System is a five star-rated, step-by-step notary loan signing agent online training course. It has helped thousands of people from all walks of life, all education levels, and all professional experience backgrounds.
 
If you would like to learn more about the training, click on the link below. All Loan Signing System courses include a risk-free 30 day money back guarantee. And because it is an online course, once you invest in your education, you’ll get instant access with no limits to how many times you can review the material. If you don't like the training for any reason, simply let us know within 30 days of your purchase date and you'll be issued a prompt and courteous refund!

I'm Mark, I teach Loan Signing System, and I'm looking forward to showing you how to make $75-$200 per appointment as a notary loan signing agent today. agent business!

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