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    • How to Build a Signing Service
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What is a Notary Public Loan Signing Agent?

2/24/2022

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By Mark Wills - Course Instructor of the Loan Signing System and Forbes Real Estate Council Member, and Best-Selling Author

I’m frequently asked, "Mark, what exactly is a notary public loan signing agent?"

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You may have a basic understanding of what a notary public loan signing agent is, but some of the details about this lucrative real estate industry profession might still be unclear. 

If that's the case, you're not alone! 

Some of the most common questions I hear about notary public loan signing agents are... 
What exactly does a notary public loan signing agent do?

What’s the biggest difference between a notary public loan signing agent and a regular notary public?

And why can a notary public loan signing agent get paid as much as a chiropractor, accountant, and even some attorneys with only a fraction of the training? 

Or you may not know anything at all about notary public loan signing agents at all. 
​
Not to worry. This blog will help clarify. ​
So, first, let's nail down the difference between a notary public loan signing agent and a regular notary public. 

A notary public simply witnesses signatures — that's it — and charges per signature witnessed. 

A loan signing agent witnesses signatures AND knows how to walk a borrower through the loan signing process.

There are roughly 100 to 150 pages in a standard set of loan documents that need signatures, initials, and dates made in the appropriate locations. A loan signing agent knows exactly where the borrower needs to sign, date and initial on those loan documents. 

That is the difference between a loan signing agent and a regular notary public. A loan signing agent does not charge by the signature (or stamp) like a notary public... a loan signing agent charges a flat fee of $75 to $200 for their SKILL of knowing how to execute a loan signing. 

Why Do Notary Public Loan Signing Agents Get Paid So Much Money for Such an Easy Task?

As a notary public loan signing agent, you’re essentially walking a borrower through a set of loan documents and witnessing them sign the necessary paperwork therein. It’s the easiest task in the world once you know what you’re doing.

So here’s the answer: 

Notary public loan signing agents get paid so much money because they are an instrumental part of the real estate transaction closing process. Timing and accuracy are vital to a successful loan closing — understand that mortgage loans have to fund in time for deadlines to be met. A poorly-executed loan signing (meaning, missed signatures, incorrect dates, forms improperly filled out, etc.) can delay a funding, costing escrow officers or mortgage officers thousands of dollars in rate lock extensions, close of escrow penalties, and lost commissions. 

And in the worst case scenario, a buyer could miss out on the home they are trying to purchase altogether. 

This is precisely why notary loan signing agents get paid as much as chiropractors, accountants, or even some attorneys on a per hour basis. 

Why Does A Loan Signing Agent Need to be a Notary Public? 

This is a great question —  and the answer is because, on average, 3-5 pages within the 100 page loan document set will need a notary acknowledgement, which can only be performed by a commissioned notary public. But once again, you DO NOT charge for those signatures witnessed. Rather, you simply charge a flat loan signing agent fee of $75 to $200. 
 
The best part about being a loan signing agent is unlike real estate agents, appraisers, or mortgage officers, you do not need a special loan signing license. All you need is an active notary commission. In most states, you can get your notary commission by simply filling out an application and submitting it to your Secretary of State. In the remaining handful of states, the only additional requirement is a short test and training course. 

Then once you receive your notary commission, all you’ll need is notary supplies and the knowledge of how to walk a borrower through a set of loan documents.

That’s it. 

Learning that skill can make you $75 to $200 for an appointment that takes about an hour.

This is why I’m absolutely convinced that being a notary public loan signing agent is the best-kept secret in real estate!! 

And the great news is that Loan Signing System’s five star-rated online training course will teach you how do it — step-by-step through instructional videos and hands-on practice with a set of real loan documents. 

Thousands of people across the United States are using Loan Signing System’s methods to make hundreds or even thousands of extra dollars per month as notary loan signing agents, and you can too. 

Click on the link below to learn more today!
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    About the Author

    Mark Wills is the course instructor of the top rated Loan Signing System agent training course. He has been an active professional loan signing agent for nearly 20 years and owns a loan signing service that does thousands of signings a year.

    Loan Signing System is the Nation's premier notary public loan signing agent training course and is the only signing agent course that is an education partner of the American Escrow Association! 

    Mark is a Forbes Real Estate Council member. ​

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© 2016-2023 Loan Signing System, LLC. All rights reserved.  Loan Signing System is a comprehensive step-by-step course created to help notary publics become expert loan signing agents. Loan signing agents can make $75-$200 per appointment and an appointment for a well trained loan signing agent can take about an hour. 

Loan Signing System seeks to provide relevant training to help loan signing agents learn how to complete a loan signing, how to get more loan signing jobs / appointments, and how to build a loan signing service. This training is not intended as legal advice or state / federal notary public / notary signing agent training. ​Check with your state to be sure that loan signing agents are utilized in the closing process. Always follow your state's notary laws and best practices. Unless explicitly stated, Loan Signing System is not sponsored by, endorsed by, or affiliated with any company referenced herein. No guarantees, promises, or warranties of any kind are being made or should be understood to be made. Results may vary. ​Our courses come with a 100% money-back guarantee. 
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