I'm often asked, "Do I really need multiple loan signing agent certifications? There are so many out there, which ones do I really need?"
The answer is that you only really need two.
While there is yet to be one authoritative loan signing certification the whole entire industry recognizes, there are two certifications that command respect and will give you the knowledge and skills to become a top notary public loan signing agent.
The two certifications you’ll need as a notary public loan signing agent are the National Notary Association (NNA) certification and the Loan Signing System loan signing agent certification.
The first reason you should have both is because various signing agent databases and mortgage professionals recognize these two certifications.
Most importantly, however, they are two separate and distinct certifications that compliment each other to give you the knowledge and skills required to become a top loan signing agent.
To see why each is unique and why it’s important to have both, you need to understand what both certifications are trying to teach you.
If you've passed your Loan Signing System test, it's time to post your certification to Notary Resume!
Posting your Loan Signing System certification allows you to demonstrate your expertise as a loan signing agent and get more loan signings!
Notary Resume is one of the fastest-growing loan signing agent databases. They've built a great platform that allows loan signing agents to easily get loan signings. Simply register with them and get text messages for loan signings in your area - it's that easy!
If you haven’t obtained your Loan Signing System certification, you can get it by completing the full course and passing the test with a score of 90% or better.
<<Click here to get the course and your certification>>
Once you’ve passed, you’ll receive your official certification the same week to begin posting it to signing agent databases like Notary Resume.
Here’s how to post your certification:
Step 1: Login to Notary Resume. If you don’t have a Notary Resume profile, you can create one in minutes!
Step 2: From your dashboard, click on “Update Credentials” on the left-hand side.
Step 3: On the lower right-hand side of the “Update Credentials” screen, you’ll see a section for “Notary Certifications.” Here, you can upload the Loan Signing System Certificate by clicking “Upload a File”, selecting your official certificate saved to your computer, then clicking “Save.”
Step 4: Your certification will be prominently displayed for signing services looking for loan signing agents in your area!
And it's that easy! Get certified and increase your potential to get loan signing business!
To get your certification today, click the button below!
Loan Signing Agent Training: Learn the Point and Sign Technique, Get Through a Loan Signing in 1/2 the Time, Double Your Income
In my “Going Over Loan Documents Fast” course, I teach you a technique that will allow you to get through a loan signing in the most efficient way possible.
One of the biggest time-wasters in any loan signing is when a borrower:
The technique that I share with you allows the borrower to get comfortable with what’s in the loan documents and makes sure the loan signing agent continues to build the credibility needed to control the pace of the signing.
Remember, and this is very important: while a loan signing agent can’t steer borrowers or give them advice, a loan signing agent can show them where to find information in the loan documents.
For instance, if a piece of paper says 'loan application' on top of the page, we can point to it and literally say, "this your loan application"....
Let's talk about interest and how to explain it to a borrower during a loan signing.
In the video below, you'll see exactly what I would explain to a borrower if they thought loan documents' closing statement is wrong because they already made their October payment.
Allow me to dive into it deeper now.
First understand that this is important is because interest is a line-item on the closing statement and questions frequently come up during a loan signing about interest.
In my Loan Signing System course, I teach my students why the closing statement is the first document you should review with the borrower, so you should be sure to understand this concept as well.
Knowing concepts like accrued interest is the reason why loan signing agents make so much money.
Once again, to make interest easier to understand, let's talk about the difference between renting and paying a mortgage. When you rent, you pay on the 1st of the month, which covers you for the next 30 days. Essentially, you’re paying those 30 days in advance.
A mortgage is different. You pay what is called, "in arrears". Meaning, when you pay on the 1st of the month, you are actually paying for the previous 30 days that you lived in the home.
So, let's say you paid your September mortgage payment on the 1st of the month - you actually just paid for the month of August. And that is where it can be a little confusing for a borrower because most borrowers don’t know that.
Remember, when explaining this concept borrowers, simply let them know: when you rent, you pay for 30 days in advance. When you have a mortgage you pay for 30 days in arrears.
So why is this is important to understand as notary loan signing agent?
About the Author
Mark Wills is the course instructor of the top rated Loan Signing System agent training course. He has been an active professional loan signing agent for nearly 15 years and owns a loan signing service that does thousands of signings a year.