LOAN SIGNING SYSTEM NOTARY SIGNING AGENT COURSE

  • Homepage
  • Courses
    • Signing Agent Courses
    • Get the Six Figure Course
    • Get the Professional Course
    • Google Business Profile And Notary Website Training
    • Remote Online Notarization
    • How to Build a Signing Service
  • Events
    • Notary Public LSS Meetup Groups And Meetup Network
    • 2024 Loan Signing System conference
  • Testimonials
    • Signing Agent Interviews
    • Testimonials
  • FREE RESOURCES
    • Get FREE Training
    • 9 Reasons to Be a Signing Agent
    • How To Become a Successful Signing Agent in 9 Steps
    • How to Become a Notary Public
    • Is This Right For You?
    • Signing Service Owners Hire Notary Public Signing Agents
    • Set Up a Google Business Profile for Notaries
    • Four Ways to Get Signing Agent Business
    • What is Remote Online Notarization RON?
    • How to Get More Notary Jobs: FREE NNA Training
    • How to Get More Notary Jobs
    • How to Make More Money This Year
    • LSS Signing Service Database
    • Avoid Common Signing Agent Mistakes
    • What Are Tax Deductions?
    • Notary Hacks - Episode 1 >
      • Notary Hacks #2
      • Notary Hacks #3: Meal Prep Edition
      • Notary Hack #4: Day in the Life of Marketing
      • Notary Hack #5
    • Maximize Your Notary Tax Deductions
    • Snapdocs Interview
  • Notary Training
    • 12 Ways to Make Money as a Notary >
      • Remote Online Notarization - Income Potential
      • Apostille Agent - Income Potential
      • Field Inspector - Income Potential
      • Wedding Officiant - Income Potential
      • Process Serving - Income Potential
      • Permit Runner - Income Potential
      • Estate Planning Notarizations - Income Potential
      • Advanced Health Care Notarizations - Income Potential
      • Mobile Fingerprinting - Income Potential
      • Correctional Facilities Notarizations - Income Potential
      • I-9 Verification
      • Best Kept Secret for Notary Income
    • Complete Notary Mentorship
  • Blog and More!
    • Blog
    • Income Calculator Tool
    • Get the Best Selling Book
    • Mobile Notary Office Hacks 2023
    • Bigger Pockets Real Estate Podcast >
      • Side Hustle Nation Podcast - Brian Schooley >
        • Side Hustle Nation Podcast
      • spi
  • Student Login
  • FAQ
  • Homepage
  • Courses
    • Signing Agent Courses
    • Get the Six Figure Course
    • Get the Professional Course
    • Google Business Profile And Notary Website Training
    • Remote Online Notarization
    • How to Build a Signing Service
  • Events
    • Notary Public LSS Meetup Groups And Meetup Network
    • 2024 Loan Signing System conference
  • Testimonials
    • Signing Agent Interviews
    • Testimonials
  • FREE RESOURCES
    • Get FREE Training
    • 9 Reasons to Be a Signing Agent
    • How To Become a Successful Signing Agent in 9 Steps
    • How to Become a Notary Public
    • Is This Right For You?
    • Signing Service Owners Hire Notary Public Signing Agents
    • Set Up a Google Business Profile for Notaries
    • Four Ways to Get Signing Agent Business
    • What is Remote Online Notarization RON?
    • How to Get More Notary Jobs: FREE NNA Training
    • How to Get More Notary Jobs
    • How to Make More Money This Year
    • LSS Signing Service Database
    • Avoid Common Signing Agent Mistakes
    • What Are Tax Deductions?
    • Notary Hacks - Episode 1 >
      • Notary Hacks #2
      • Notary Hacks #3: Meal Prep Edition
      • Notary Hack #4: Day in the Life of Marketing
      • Notary Hack #5
    • Maximize Your Notary Tax Deductions
    • Snapdocs Interview
  • Notary Training
    • 12 Ways to Make Money as a Notary >
      • Remote Online Notarization - Income Potential
      • Apostille Agent - Income Potential
      • Field Inspector - Income Potential
      • Wedding Officiant - Income Potential
      • Process Serving - Income Potential
      • Permit Runner - Income Potential
      • Estate Planning Notarizations - Income Potential
      • Advanced Health Care Notarizations - Income Potential
      • Mobile Fingerprinting - Income Potential
      • Correctional Facilities Notarizations - Income Potential
      • I-9 Verification
      • Best Kept Secret for Notary Income
    • Complete Notary Mentorship
  • Blog and More!
    • Blog
    • Income Calculator Tool
    • Get the Best Selling Book
    • Mobile Notary Office Hacks 2023
    • Bigger Pockets Real Estate Podcast >
      • Side Hustle Nation Podcast - Brian Schooley >
        • Side Hustle Nation Podcast
      • spi
  • Student Login
  • FAQ
EXCLUSIVE INTERVIEW WITH THE NATIONAL NOTARY ASSOCIATION (NNA)

Why Do You Need Two Background Checks as a Notary Signing Agent?

We’re back with the National Notary Association (NNA) talking background checks.

If you're considering becoming a signing agent, you've probably heard that you need to get another background check in addition to the one if required through your Secretary of State.
​

But why do you need two different background checks as a notary loan signing agent?

​Watch this exclusive interview below with Susie of the NNA and
​Chris of Backgrounds Online…

​Click below to get the course for background check resources!

GET LSS

Why Do You Need Two Background Checks as a Notary?

Let's address why you need a background check to become a notary in the first place.

When you apply for a notary commission from your Secretary of State's office, you will typically need to undergo a background check.

The specifics of this background check can vary from state to state, but it usually involves a search of criminal records and other public records to ensure that you are not disqualified from being a notary public on the basis of your criminal history.

However, even if you have undergone a background check to become a notary, you will still need to undergo a separate background check to work as a signing agent.

This is where the National Notary Association, or NNA, comes in.
​

The NNA runs its own background checks on signing agents, using a combination of public records searches and other databases to ensure that signing agents are qualified to work in the field.

Why Do Notaries Need to Renew Background Checks Annually?

The SPW or Signing Professionals Workgroup is a group of financial institutions who got together after the crash in 2008 and decided to legitimize notary loan signing agents with background checks to ensure that each notary loan signing agent is screened to be competent and safe.

They decided to require the yearly background screening as a way of making sure all notaries are screened in order to ensure they continue to meet the standards as a notary loan signing agent before being contracted for loan signing appointments.
​

Difference Between State Background Checks and Annual Background Check?

When the states do a background check, it's through an FBI database and the NCIC (National Crime Information Center).

But with the background check through the National Notary Association, you're going to get the background check, a scorecard, and an explanation of the scorecard to understand why the background check was scored that way.

What Does the NNA Look For in a Background Check?

When it comes to conducting a background check, the NNA uses Backgrounds Online to conduct these screenings and there are several key aspects that the NNA will thoroughly examine.

Social Security
​

First, they initiate a social security trace to verify the accuracy of the information provided by the applicant or notary.

This step allows us to compile a comprehensive list of jurisdictions that may be associated with the individual through public records, such as property information. By doing so, the NNA will gain valuable insights into their previous places of residence or employment.

Criminal and DMV Records

The NNA utilizes the PACER system for a federal criminal database search which includes a national criminal database and a sex offender registry check, along with a motor vehicle report.

​The focus is solely on convictions, not arrest records.

Loan Signing System shares step by step how to obtain a background check click below: 

Get LSS

What is the ‘Point System’ for Background Checks?

The Point System is a scoring mechanism created by the SPW (Signing Professionals Workgroup) for evaluating offenses in background checks.

The concept behind it is that individuals might have various offenses, such as speeding tickets, reckless driving, or misdemeanors.

These offenses are assigned points based on their severity.

For example, a speeding ticket might carry two points, while a DUI could result in 20 points.
To determine an individual's overall score, a background check is conducted, taking into account their offenses and adjudicating the results.

The higher the score, the more severe the offenses.

Felonies receive significantly higher scores, while misdemeanors may still allow participation in certain programs, such as the signing agent program, with a maximum of 25 points.

The current point system information is publicly available online and helps individuals understand the impact of their offenses.

Motor vehicle offenses are the most common offenses evaluated, while many notaries, having gone through state vetting processes have clean records.

This background check is the industry standard that most employers would run on their new employees.
​

By familiarizing yourself with the scoring system and the types of offenses considered, you can gain insights into your background check results. 

How Far Back Does the Background Check Go?

Typically the background check you'll need to be screened for in order to apply as a notary loan signing agent goes back 7 years.

The motor vehicle piece is typically 7 years, but there are certain states required by the SPW to go back 10 years. 

Over the last 10-12 years, the majority of offenses primarily consist of motor  vehicle offenses and low-level misdemeanors. 

What is the Dispute Process for an Inaccurate Background Check?

If you’re applying for your notary commission and receive your background check results and find information that you believe to be inaccurate or not reportable, you have the option to initiate the dispute process.

This involves reaching out to the consumer reporting agency responsible for generating the report, such as the NNA.

The NNA will then conduct a reinvestigation to verify the accuracy of the information at the source, which may include court records or the motor vehicle department.

If it is determined that there was an error or a mistake in reporting, the agency will rectify the situation by removing the inaccurate information and updating the background check accordingly.
​

Additionally, individuals also have the option to appeal to the NNA if they do not meet the requirements initially and provide relevant context for consideration.

So This is Why You Need Two Background Checks as a Signing Agent..

The background check you undergo to become a notary ensures that you meet the qualifications to hold a notary commission in your state.

The background check you undergo to become a signing agent ensures that you are qualified to handle sensitive documents and personal information for financial institutions.
​

By undergoing both background checks, you can demonstrate that you are a trustworthy and reliable professional in the field of signing agent work.

Loan Signing System provides instructions and direct you to resources within the course on how to save money on your certification and background check - Click below !

Join LSS
Email, chat, or join our LIVE Q&A Session with me with any questions! 
Join a LIVE Question & Answer Session: Click Here
Or Find Your Answer: Click Here to Access Our FAQ Resource Guide
Email: mark@loansigningsystem.com
Chat: Click the orange chat button on this screen to send us a question 
Follow Us:
Picture
Loan Signing System LLC BBB Business Review
Picture

© 2016-2023 Loan Signing System, LLC. All rights reserved.  Loan Signing System is a comprehensive step-by-step course created to help notary publics become expert loan signing agents. Loan signing agents can make $75-$200 per appointment and an appointment for a well trained loan signing agent can take about an hour. 

Loan Signing System seeks to provide relevant training to help loan signing agents learn how to complete a loan signing, how to get more loan signing jobs / appointments, and how to build a loan signing service. This training is not intended as legal advice or state / federal notary public / notary signing agent training. ​Check with your state to be sure that loan signing agents are utilized in the closing process. Always follow your state's notary laws and best practices. Unless explicitly stated, Loan Signing System is not sponsored by, endorsed by, or affiliated with any company referenced herein. No guarantees, promises, or warranties of any kind are being made or should be understood to be made. Results may vary. ​Our courses come with a 100% money-back guarantee. 
Home       Contact Us      Privacy Policy    Guarantee    Terms of Service  FAQ  Courses